UK Fixed Income Comparison
Compare fixed-term deposits and investment bonds based on your investment amount, preferred term and financial objectives.
Takes approximately 60 seconds
Compare different approaches depending on your priorities, timeframe and attitude to risk.
Savings product
Deposit funds with a bank or savings provider for an agreed period in return for a fixed rate of interest.
Investment product
Fixed-income investments can provide defined income or returns over a specified investment period, depending on the underlying product and issuer.
Understanding the differences can help you decide which types of products you want to explore.
Fixed-Term Deposits
Fixed interest
Investment Bonds
Fixed or defined return depending on product
Fixed-Term Deposits
6 months – 5 years
Investment Bonds
Varies by investment
Fixed-Term Deposits
Generally lower
Investment Bonds
Depends on the investment and issuer
Fixed-Term Deposits
May apply to eligible deposits
Investment Bonds
Depends on the specific investment and circumstances
Fixed-Term Deposits
Often restricted
Investment Bonds
Depends on product terms
Fixed-Term Deposits
People seeking fixed savings rates
Investment Bonds
Investors considering fixed-income investments
Product characteristics, risks, protections and eligibility vary between providers. Always review the documentation associated with an individual product before proceeding.
Choose your investment amount, preferred term and whether you want to explore deposits, investment bonds or both.
RateCompass can help identify relevant products and providers based on the information you provide.
Review available options and product information before deciding whether you want to proceed.
Explore different products without having to search multiple financial websites individually.
Compare opportunities based on how long you're comfortable committing your money.
Clearly distinguish between savings deposits and investment products, including their different risk characteristics.
Explore the available information before deciding whether you want to proceed.
Tell us approximately how much you're looking to place or invest and we'll help narrow down the options.
Start your comparison
One question at a time, with your answers kept as you move between steps.
Choose one option to continue.
RateCompass is operated by Parkmore Financial Services Ltd.
We help UK customers understand and explore fixed-term deposit and investment bond opportunities while keeping their different characteristics clear.
Fixed-term deposits and investment bonds are different types of financial products and carry different risks and protections.
Investment products involve risk. The value of investments and any income from them may fall as well as rise, and capital may be at risk.
Deposit protection depends on the provider, product and customer eligibility. Eligible deposits with eligible UK-authorised institutions may be protected by the Financial Services Compensation Scheme subject to applicable limits and conditions.
Always review the relevant product information, terms and risk disclosures before proceeding.
Compare deposits and investment bonds based on your amount, timeframe and priorities.
Compare Available OptionsTakes around 60 seconds • No obligation